| PRIME CO-OPERATIVE BANK LTD. |
| Performance for the period ended June 2021 |
| (Rs. in lacs) |
|
| |
Quareter ended |
Year ended |
| |
Jun-20 |
Mar-21 |
Jun-21 |
Mar-21 |
| |
Unaudited |
Audited |
Unaudited |
Audited |
| Interest on advances |
1,870.85 |
1,947.73 |
1,981.19 |
7,573.05 |
| Interest/Div. on investment |
1,122.21 |
1,473.63 |
1,101.42 |
4,807.27 |
| Commission & Exchange |
18.44 |
51.76 |
28.51 |
107.78 |
| Other Income |
66.57 |
256.90 |
94.78 |
481.49 |
| Profit on sale of security |
87.99 |
47.01 |
181.04 |
347.74 |
| Total Income |
3,166.06 |
3,777.03 |
3,386.94 |
13,317.33 |
| Interest on deposits |
1,730.68 |
1,974.90 |
1,846.11 |
7,433.09 |
| Interest on borrowing |
0.01 |
- |
0.04 |
0.03 |
| Indterest on others |
- |
- |
- |
- |
| Other expenses |
565.87 |
681.72 |
649.92 |
2,899.09 |
| Service Tax |
11.53 |
(1.21) |
8.39 |
41.01 |
| Total Expenses |
2,308.09 |
2,655.41 |
2,504.46 |
10,373.22 |
| Interest Spread |
1,262.37 |
1,446.46 |
1,236.46 |
4,947.20 |
| Profit before dep.& Provision |
857.97 |
1,121.62 |
882.49 |
2,944.11 |
| Provision |
- |
- |
- |
- |
| Depriciation |
- |
159.04 |
0.01 |
159.41 |
| Loss on sale of assets |
- |
1.40 |
0.01 |
2.12 |
| Capital expeses written off |
- |
0.32 |
|
0.32 |
| Excess prov. written back |
- |
- |
- |
- |
| Profit after dep.& Provision |
857.97 |
960.86 |
882.47 |
2,782.26 |
| Income Tax |
110.00 |
252.00 |
95.00 |
635.12 |
| Deffered Tax |
- |
44.86 |
- |
44.86 |
| Net Profit |
747.97 |
664.00 |
787.47 |
2,102.28 |
| Deposits |
128,211.56
|
148,896.89 |
146,775.24 |
|
| Advances |
73,153.36 |
84,075.04 |
90,007.76 |
|
| Investment |
60,177.23 |
68,558.84 |
64,776.95 |
|
| Gross NPA |
896.23 |
791.02 |
920.17 |
|
| Gross NPA (%) |
1.23% |
0.94% |
1.02% |
|
| Net NPA |
0.00% |
0.00% |
0.00% |
|
| CD Ratio |
57.06% |
56.47% |
61.32% |
|
