PRIME CO-OPERATIVE BANK LTD. |
Performance for the period ended March 2021 |
(Rs. in lacs) |
|
|
Quareter ended |
Year ended |
|
Audited |
Audited |
Unaudited |
Audited |
Unaudited |
|
Dec-20 |
Mar-20 |
Mar-21 |
Mar-20 |
Mar-21 |
Interest on advances |
1,930.45 |
1,863.72 |
1,947.73 |
7328.07 |
7,573.05 |
Interest/Div. on investment |
1,103.90 |
983.58 |
1,473.63 |
4361.64 |
4,807.27 |
Commission & Exchange |
17.91 |
33.87 |
51.76 |
131.94 |
107.78 |
Other Income |
76.66 |
201.42 |
256.90 |
565.97 |
481.49 |
Profit on sale of security |
170.68 |
59.10 |
47.01 |
127.08 |
347.74 |
Total Income |
3,299.60 |
3,141.69 |
3,777.03 |
12,514.70 |
13,317.33 |
Interest on deposits |
1,887.77 |
1,799.26 |
1,974.90 |
6824.26 |
7,433.09 |
Interest on borrowing |
- |
1.35 |
- |
4.01 |
0.03 |
Indterest on others |
- |
34.04 |
- |
- |
- |
Other expenses |
784.88 |
629.56 |
681.72 |
2578.13 |
2,899.09 |
GST |
(0.71) |
62.25 |
(1.21) |
148.79 |
41.01 |
Total Expenses |
2,671.94 |
2,526.46 |
2,655.41 |
9,555.19 |
10,373.22 |
Interest Spread |
1,146.58 |
1,012.65 |
1,446.46 |
4,861.44 |
4,947.20 |
Profit before dep.& Provision |
627.66 |
615.23 |
1,121.62 |
2,959.51 |
2,944.11 |
Provision |
- |
- |
- |
- |
- |
Depriciation |
0.32 |
97.62 |
159.04 |
187.31 |
159.41 |
Loss on sale of assets |
0.10 |
6.45 |
1.40 |
15.95 |
2.12 |
Capital expeses written off |
- |
0.61 |
0.32 |
0.77 |
0.32 |
Excess prov. written back |
- |
- |
- |
- |
- |
Profit after dep.& Provision |
627.24 |
510.55 |
960.86 |
2,755.48 |
2,782.26 |
Income Tax |
173.72 |
325.05 |
252.00 |
871.77 |
635.12 |
Deffered Tax |
- |
- |
44.86 |
- |
44.86 |
Net Profit |
453.52 |
185.50 |
664.00 |
1,883.71 |
2,102.28 |
Deposits |
144,180.26
|
126,293.87 |
148,896.89 |
|
|
Advances |
77,764.40 |
74,364.25 |
84,075.04 |
|
|
Investment |
71,392.24 |
56,985.18 |
68,558.84 |
|
|
Gross NPA |
569.77 |
1,146.59 |
791.02 |
|
|
Gross NPA (%) |
0.73% |
1.54% |
0.94% |
|
|
Net NPA |
0.00% |
0.00% |
0.00% |
|
|
CD Ratio |
53.94% |
58.88% |
56.47% |
|
|