PRIME CO-OPERATIVE BANK LTD. | ||||||
Performance for the period ended December 2020 | ||||||
(Rs. in lacs) | ||||||
Quarter ended | Period ended | Year ended | ||||
Unaudited | Audited | Unaudited | Audited | unaudited | Audited | |
Sep-20 | Dec-19 | Dec. 20 | Dec-19 | Dec. 20 | Mar-20 | |
Interest on advances | 1,824.02 | 1,898.68 | 1,930.45 | 5,464.35 | 5,625.32 | 7,328.07 |
Interest/Div. on investment | 1,107.53 | 1,186.37 | 1,103.90 | 3,378.06 | 3,333.64 | 4,361.64 |
Commission & Exchange | 19.67 | 28.34 | 17.91 | 98.07 | 56.02 | 131.94 |
Other Income | 81.36 | 108.10 | 76.66 | 364.55 | 224.59 | 565.97 |
Profit on sale of security | 42.06 | - | 170.68 | 67.98 | 300.73 | 127.08 |
Total Income | 3,074.64 | 3,221.49 | 3,299.60 | 9,373.01 | 9,540.30 | 12,514.70 |
Interest on deposits | 1,839.74 | 1,686.05 | 1,887.77 | 5,025.00 |
5,458.19 |
6,824.26 |
Interest on borrowing | 0.02 | 0.66 | - | 2.66 | 0.03 | 4.01 |
Indterest on others | - | - | - | (34.04) | - | - |
Other expenses | 866.62 | 758.55 | 784.88 | 1,948.57 | 2,217.37 | 2,578.13 |
Service Tax | 31.40 | 30.29 | (0.71) | 86.54 | 42.22 | 148.79 |
Total Expenses | 2,737.78 | 2,475.55 | 2,671.94 | 7,028.73 | 7,717.81 | 9,555.19 |
Interest Spread | 1,091.79 | 1,398.34 | 1,146.58 | 3,848.79 | 3,500.74 | 4,861.44 |
Profit before dep.& Provision | 336.86 | 745.94 | 627.66 | 2,344.28 | 1,822.49 | 2,959.51 |
Provision | - | - | - | |||
Depriciation | 0.05 | 0.32 | 89.69 | 0.37 | 187.31 | |
Loss on sale of assets | 0.62 | 0.07 | 0.10 | 9.50 | 0.72 | 15.95 |
Capital expeses written off | 0.16 | - | 0.16 | - | 0.77 | |
Excess prov. written back | - | - | - | |||
Profit after dep.& Provision | 336.19 | 745.71 | 627.24 | 2,244.93 | 1,821.40 | 2,755.48 |
Income Tax | 100.00 | 225.00 | 173.12 | 546.72 | 383.12 | 871.77 |
Deffered Tax | - | - | - | - | - | |
Net Profit | 236.19 | 520.71 | 454.12 | 1,698.21 | 1,438.28 | 1,883.71 |
Deposits | 1,36,824.51 | 1,23,376.92 | 1,44,180.26 | 1,26,293.87 | ||
Advances | 70,764.04 | 72,409.82 | 77,764.40 | 74,364.25 | ||
Investment | 72,171.47 | 57,288.38 | 71,392.24 | 56,985.18 | ||
Gross NPA | 711.58 | 746.55 | 569.77 | 1,146.59 | ||
Gross NPA (%) | 1.01% | 1.03% | 0.73% | 1.54% | ||
Net NPA | 0.00% | - | - | 0.00% | ||
CD Ratio | 51.72% | 58.69% | 53.94% | 58.88% |