|
Sept22-Jun 22 |
Dec 21-Sept 21 |
Dec 22-Sept 22 |
Actual |
Actual |
Actual |
Performance for the period ended December 2022 |
(Rs. in lacs) |
Parameters |
QOQ |
YOY |
Year ended |
Unaudited |
Audited |
Unaudited |
Audited |
Unaudited |
Audited |
Sept. 22 |
Dec. 21 |
Dec. 22 |
Dec. 21 |
Dec. 22 |
44621 |
Interest on advances |
2344 |
2239 |
2450 |
6329 |
7152 |
8652 |
Interest/Div. on investment |
1158 |
1142 |
1129 |
3403 |
3395 |
4459 |
Commission & Exchange |
37 |
28 |
33 |
94 |
96 |
142 |
Other Income |
178 |
158 |
143 |
390 |
498 |
641 |
Profit on sale of security |
7 |
3 |
0 |
452 |
-29 |
453 |
Total Income |
3723 |
3570 |
3755 |
10668 |
11112 |
14348 |
Interest on deposits |
1981 |
1897 |
1992 |
5665 |
5833 |
7553 |
Interest on borrowing |
0 |
0 |
0 |
0 |
1 |
7 |
Interest on others |
0 |
0 |
0 |
0 |
0 |
0 |
Other expenses |
728 |
892 |
889 |
2216 |
2366 |
2969 |
GST |
7 |
15 |
20 |
37 |
42 |
46 |
Total Expenses |
2716 |
2805 |
2901 |
7919 |
8243 |
10575 |
Interest Spread |
1520 |
1484 |
1586 |
4067 |
4712 |
5551 |
Profit before dep.& Provision |
1007 |
765 |
854 |
2749 |
2869 |
3772 |
Provision |
0 |
0 |
0 |
21 |
0 |
325 |
Depriciation |
0 |
0 |
0 |
0 |
0 |
134 |
Loss on sale of assets |
0 |
0 |
0 |
0 |
0 |
0 |
Capital expeses written off |
0 |
0 |
0 |
1 |
0 |
2 |
Excess prov. written back |
0 |
0 |
0 |
|
0 |
0 |
Profit after dep.& Provision |
1007 |
764 |
854 |
2727 |
2869 |
3311 |
Income Tax |
228 |
225 |
228 |
521 |
492 |
862 |
Deffered Tax |
0 |
0 |
#REF! |
0 |
0 |
64 |
Net Profit |
779 |
539 |
627 |
2206 |
2377 |
2385 |
Deposits |
168981 |
154693 |
175027 |
|
|
164620 |
Advances |
112248 |
103580 |
112459 |
|
|
111392 |
Investment |
65519 |
63501 |
70668 |
|
|
60614 |
Gross NPA |
2935 |
1715 |
3228 |
|
|
1558 |
Gross NPA (%) |
2.62% |
1.66% |
2.87% |
|
|
1.40% |
Net NPA |
0 |
0 |
0.41% |
|
|
0 |
CD Ratio |
66.43% |
66.96% |
64.25% |
|
|
67.67% |