PRIME CO-OPERATIVE BANK LTD. |
|
|
|
(Rs. in lacs) |
|
Quarterly |
Half yearly |
Year ended |
|
Unaudtied |
Audited |
Unaudited |
Audited |
Unadited |
Audited |
|
Jun-22 |
Sept. 21 |
Sept. 22 |
Sept. 21 |
Sept. 22 |
Mar-22 |
Interest on advances |
2,358.33 |
1,728.97 |
2,343.42 |
4,087.30 |
4,701.75 |
8,652.21 |
Interest/Div. on investment |
1,108.41 |
1,149.99 |
1,158.11 |
2,258.40 |
2,266.52 |
4,459.36 |
Commission & Exchange |
26.39 |
39.73 |
36.29 |
66.12 |
62.68 |
142.10 |
Other Income |
140.11 |
95.05 |
193.87 |
235.16 |
333.98 |
640.77 |
Profit on sale of security |
- |
449.17 |
(11.02) |
449.17 |
(11.02) |
453.07 |
Total Income |
3,633.24 |
3,462.91 |
3,720.67 |
7,096.15 |
7,353.91 |
14,347.51 |
Interest on deposits |
1,859.76 |
1,906.03 |
1,981.93 |
3,765.79 |
3,841.69 |
7,553.28 |
Interest on borrowing |
0.81 |
(0.44) |
(0.81) |
0.37 |
- |
7.02 |
Interest on others |
|
- |
- |
- |
- |
- |
Other expenses # |
750.05 |
575.16 |
722.68 |
1,325.21 |
1,472.73 |
2,969.25 |
Service Tax |
15.29 |
6.77 |
7.29 |
22.06 |
22.58 |
45.63 |
Total Expenses |
2,625.91 |
2,487.52 |
2,711.09 |
5,113.43 |
5,337.00 |
10,575.18 |
Interest Spread |
1,606.17 |
973.37 |
1,520.41 |
2,579.54 |
3,126.58 |
5,551.27 |
Profit before dep.& Provision |
1,007.33 |
975.39 |
1,009.58 |
1,982.72 |
2,016.91 |
3,772.33 |
Provision |
|
20.59 |
- |
20.59 |
- |
325.00 |
Depriciation |
|
0.01 |
- |
0.01 |
- |
134.40 |
Loss on sale of assets |
|
0.03 |
0.03 |
0.03 |
0.03 |
0.06 |
Capital expeses written off |
|
- |
- |
- |
- |
1.70 |
Excess prov. written back |
|
- |
- |
- |
- |
- |
Profit after dep.& Provision |
1,007.33 |
975.35 |
1,009.55 |
1,962.09 |
2,016.88 |
3,311.17 |
Income Tax |
110.00 |
185.85 |
227.71 |
295.85 |
337.71 |
862.16 |
Deferred Tax |
|
- |
- |
- |
|
63.69 |
Net Profit |
897.33 |
789.50 |
781.84 |
1,666.24 |
1,679.17 |
2,385.32 |
Deposits |
1,70,789.80 |
1,53,012.56 |
|
|
1,68,846.00 |
1,64,620.09 |
Advances |
1,09,765.20 |
96,641.78 |
|
|
1,12,015.58 |
1,11,392.21 |
Investment |
69,968.45 |
64,903.18 |
|
|
65,519.47 |
60,613.56 |
Gross NPA |
|
1,699.36 |
|
|
2,935.35 |
1,557.55 |
Gross NPA (%) |
1.45% |
1.76% |
|
|
2.62% |
1.40% |
Net NPA |
0.00% |
0.00% |
|
|
1.66% |
0.00% |
CD Ratio |
64.27% |
63.16% |
|
|
66.34% |
67.67% |