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Rate of interest on deposits with effect from 1st September 2024

Fixed Deposits	Interest Rates Normal	Interest Rates for Senior Citizen
15 to 90 Days	5.00%	6.00%
91 Days to up to 1 year	6.00%	7.00%
1 year to 3 years	8.00%	8.25%
3 years to 5 years	7.00%	8.00%
5 years to below 10 years	6.75%	7.75%
Ram Setu Deposit	8.25% (431 Days above 25 lacs)* 8.15% (431 Days below & Equal 25 lacs)*	8.25% (431 Days above 25 lacs)* 8.15% (431 Days below 25 lacs)*
Special Scheme 9 months	8.50%	8.50%
Special Scheme 19 months	8.50%	8.50%

Note :

0.25% Extra Interest on Single Ticket Fix Deposit of 1 crore and above (not applicable for special scheme of 9 months and 19 months)
Senior Citizen staff/ex-staff can claim only one benefit at a time between staff rate and Senior Citizen rate.
9 months special scheme will not have compound benefit.
Senior Citizen can claim only one benefit at a time between Senior Citizen Rate or Bulk Rate.
All above schemes have compound option and pay out of interest option.
*Deposit is non-collable( no premature is allowed). No compound benefit will be given.

Interest Rate