1) Processing Fees:

Type of Advances Fees at the time of Sanction Fees at the time of Renewal/Review
CC/OD 0.25% 0.15%
Term Loan 0.50% 0.10% (Annual Review Fees)
Real Estate Loan 1.00% 0.10% (Annual Review Fees)
Re-Sanction (after 6 month of sanction date)
50% ofprocessing fees, as per the current fees structure
N.A.
*Annual Reviews Fees are not applicable for small loans like Micro Finance, Personal Loans, Gold Loan, JLG, Mahila Utkarsh, Loan against FD/Security and all other Un-Secured Loans.

2) Various Charges/Interest on Loans:

3) Additional interest rates based on risk profile of customer:

4) Additional Interest In the case of CC/OD above 10 lacs based on the Current Ratio and Debt-to-Equity ratio:

5) Additional Interest In the case of material change or not following the sanction conditions/specific conditions: