1) Processing Fees:
Type of Advances | Fees at the time of Sanction | Fees at the time of Renewal/Review |
CC/OD | 0.25% | 0.15% |
Term Loan | 0.50% | 0.10% (Annual Review Fees) |
Real Estate Loan | 1.00% | 0.10% (Annual Review Fees) |
Re-Sanction (after 6 month of sanction date)
|
50% ofprocessing fees, as per the current fees structure
|
N.A.
|
*Annual Reviews Fees are not applicable for small loans like Micro Finance, Personal Loans, Gold Loan, JLG, Mahila Utkarsh, Loan against FD/Security and all other Un-Secured Loans. |
2) Various Charges/Interest on Loans:
3) Additional interest rates based on risk profile of customer: