Type of charges | Savings | Current | CC/OD |
Average Balance Requirement (Monthly) | 1000 | 5000 | N.A |
Cheque Book | Free first 50 leaf during financial year, ₹ 3/- per cheque leaf | NIL | NIL |
Duplicate Statement | ₹ 25/- Per Page Minimum ₹ 50/- | ||
Duplicate Passbook | ₹ 50/- | NA | NA |
Account Closure within 1 year | ₹ 100/- | ₹ 100/- | NA |
Average Balance Charges (Monthly) |
₹ 50/- (w.e.f. 01/10/2024) |
₹ 200/- | NA |
Incidental Charges | NIL | ₹ 2.50/-per entry minimum ₹ 150/- per quarter. | ₹ 2.50/-per entry minimum ₹ 150/- per quarter. |
DD/PO issue charges | ₹ 0.10/- per ₹ 100/-; minimum ₹ 25/- | ||
Cancellation/duplicate/revalidation | ₹ 100/- | ||
DD/PO Stop payment | ₹ 100/- | ||
Outstation Cheque Collection | ₹ 100/- | ||
Return of cheque deposited | ₹ 65/- per cheque; if Amount is more than ₹1 Lacs Int. Rate 15% p.a. will be charged Extra | ||
Return of cheques issued | ₹ 125/- | ||
ECS return charges | ₹ 125/- | ||
Addition/Change in Operational Instruction | ₹ 75/- per Request | ||
Signature Attestation | ₹ 100/- | ||
Operation of A/c By PA Holder Or Manager To be Change after Open the Account | ₹ 100/- At the time of Request or Any Alteration | ||
Enquiry of the entry beyond one year | ₹ 50/- per request | ||
SMS Alert Charges | ₹ 0.25 per SMS | ||
Commitment Charges | NA | NA | In CC/OD account average utilization of limit less than 60% Quarterly basis commitment charges 0.25 to limit amount. |
Ru Pay Card | |||
Annual Fee | ₹ 150 /- | NA | |
Additional card (p.a.) | ₹ 150 /- | ||
Replace Card | ₹ 250 /- | ||
Pin Regeneration charges | ₹ 50 /- | ||
Transactions at Other Banks’ ATM [W.E.F Dt.01/09/2023] | Free for the first five transactions every month thereafter Rs. 21/- per transaction for financial transactions and for non-financial transactions Rs. 12/- | ||
Cash Handling Charges | Up to ₹ 2 Lacs Free, above ₹ 2 lacs of cash deposited ₹100/- per lacs | For ₹ 5000 AVG. Balance: up to ₹5 lacs free, above that ₹ 100/- per lacs | |
For ₹ 5 Lacs AVG. Balance: up to ₹ 25 lacs free, above that ₹ 100/- per lacs | |||
For ₹10 Lacs AVG. Balance: up to 50 lacs free, above that ₹100 per lacs | |||
# GST will be applicable over and above all the applicable charges. |