Rate of Interest(effect from 01-07-2009)

SSI – Loan                                                     11.25%
Tuff Loan                                              11.50%
Loan to professionals                                      11.25%
Educational Loan                                            11.50%
Housing Loan                                                 11.25%
Vehicle Loan – RTO                                      12.00%
- Others                                                          13.00%

Cash Credit/Overdraft – SSI                          12.25%
                                    - Retail                      13.00%
                                    - Others                    13.50%
Loan to MSI/Traders                                     12.50%
Bills Discounting                                             13.50%
Personal Loan                                                14.00%
Loan ag. Gov. Security                                   11.00%
Loan to Disabled Person (upto Rs. 10,000/-)    4.00%