|
|
PERFORMANCE FOR THE QUARTER ENDED DECEMBER 2009 |
(Rs.inlacs) |
| |
Quarter ended |
|
Halfyear ended |
|
Year ended |
| |
(Unaudited) |
|
(Unaudited) |
|
(Audited) |
| |
Dec. '08 |
Dec. '09 |
Dec. '08 |
Dec. '09 |
Mar-09 |
| Interest on advances |
443.86 |
530.61 |
1213.92 |
1544.62 |
1,640.12 |
| Interest on investment |
320.68 |
414.02 |
949.53 |
1154.96 |
1,276.07 |
| Commission & Exchange |
13.74 |
22.34 |
56.40 |
59.83 |
82.59 |
| Other Income |
30.23 |
28.42 |
99.80 |
89.75 |
134.9 |
| Profit on sale of security |
15.19 |
2.13 |
17.61 |
3.59 |
60.65 |
| |
| Total Income |
823.70 |
997.52 |
2337.26 |
2852.75 |
3,194.33 |
| Interest on Deposits |
430.16 |
600.71 |
1,231.90 |
1.662.46 |
1,729.11 |
| Interest on borrowing |
6.08 |
0.11 |
10.34 |
1.41 |
16.07 |
| Other expenses |
180.88 |
226.58 |
476.44 |
612.59 |
648.68 |
| ServiceTax |
6.34 |
3.10 |
17.48 |
18.36 |
24.68 |
| FringeBenefitTax |
0.27 |
- |
0.53 |
0.13 |
1.08 |
| TotalExpenses |
623.73 |
830.50 |
1,736.69 |
2,294.95 |
2,419.62 |
| InterestSpread |
328.30 |
243.81 |
921.21 |
1,035.71 |
1,171.00 |
| Profitbeforedep.&Provision |
199.97 |
167.02 |
600.57 |
557.80 |
774.71 |
| Provision |
- |
- |
0 |
0 |
59.00 |
| Depriciation |
- |
- |
0 |
0.01 |
59.90 |
| Lossonsaleofassets |
- |
(47.46) |
(0.80) |
(52.21) |
0.18 |
| Capitalexpeseswrittenoff |
- |
- |
0 |
0.09 |
0.37 |
| Excessprovsisionwrittenback |
- |
- |
0 |
0 |
- |
| BDIC/AdajanLosswrittenoff |
- |
- |
0 |
0 |
82.36 |
| Profitafterdep.&Provision |
199.97 |
214.48 |
601.37 |
614.91 |
572.90 |
| IncomeTax |
65.00 |
62.00 |
135.00 |
104.00 |
185.00 |
| NetProfit |
134.97 |
152.48 |
466.37 |
510.91 |
387.90 |
| Deposits |
28,329.16 |
37,018.43 |
28,329.16 |
37,018.43 |
31,715.09 |
| Advances |
15,917.24 |
19,450.73 |
15,917.24 |
19,450.73 |
16,757.76 |
| Investment |
16,397.72 |
21,476.87 |
16,397.72 |
21,476.87 |
17,383.13 |
| GrossNPA |
885.58 |
633.39 |
885.58 |
633.39 |
676.82 |
| GrossNPA% |
5.57% |
3.26% |
5.57% |
3.26% |
4.03% |
| NetNPA |
0% |
0% |
0% |
0% |
0% |
| Note:
|
| W.e.f. 22-09-2009, Sanand Urban Co-op. Bank, Sanand merged with the Bank. |
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